Minnesota Real Estate

IBR Realty: xxxxx Unassigned Address Street

1.7 acres	$110,000
xxxxx Unassigned Address Street Ham Lake, MN

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IBR Realty Specializes in Minnesota Real Estate

For the last three years or so, it has been almost impossible to turn on the television or radio without hearing the media's professional purveyors of doom-and-gloom ring the death-knell for the housing industry. However, it is important to remember that these pundits earn their living my presenting attention-getting sound-bytes, not by providing a broad understanding of the entire market. What they are forgetting to tell you is that Minnesota homes still make excellent long-term investments, and that the great majority of Minnesota home owners are NOT defaulting on their mortgages and have good equity position if they have stayed in their homes for a few years and have not engaged in unwise financing or refinancing schemes. Also, the market for Minnesota homes has not been impacted by the economic recession as hard as other markets across the nation. Some urban and suburban areas of the state have seen a run-up in prices before the last dip, but markets in these areas are resilient and always bounce back, and that right now, prices and low mortgage rates are creating an unprecedented opportunity to invest in Minnesota real estate. Many areas of the state have not seen these peaks and dips, but report that home sales have steadily continued at a reasonable pace. This is especially true for many rural areas and smaller cities in Minnesota. Strong economic conditions, low interest rates, and affordable prices keep the market for Minnesota homes strong. Today's Minnesota real estate market may favor buyers right now, but since 1950, Minnesota home prices have gained an average of 5% per year. In Minnesota, you are better off holding title to property than a stock certificate.

Minnesota Homes Retain Value

Despite recent dips and bumps in prices and inventory, Minnesota homes will continue to hold their value over the long term. There are a number of reasons that we can attribute this to, but here are just a few of them.

Minnesota boasts one of the lowest poverty rates in the nation.
According to HUD, the Housing Affordability Index for Minnesota is higher than most parts of the country.
Minnesota has a nationally-recognized reputation for academic excellence. The average ACT score for Minnesota leads the nation at 22.3 out of 36 possible. School quality is always a major resale factor for real estate, and Minnesota homes are no exception.
Violet crime rates in Minnesota are far below the national average.
Minnesota's economy is diverse, and the unemployment rate is below national average.
Minnesota's lakes wilderness areas are a permanent draw for outdoor sports enthusiasts.

Independent Brokers Realty: Minnesota's Real Estate Agency

Independent Brokers Realty is the largest, oldest family owned real estate company in Minnesota. At IBR Realty, our approach to real estate allows our agents to make decisions that place client interests above corporate interests. Minnesotans have always been a bit mistrustful of large national and multi-national real estate franchises because they realize that their policies are designed to favor the interests of a large real estate company. Independent Brokers Realty has developed a strong reputation for making decisions that put client concerns first. Although we are a leader in Minnesota home sales, due diligence, integrity, and generosity are more important to us than just simply making a sale. As a family-owned company, we are committed to a service philosophy that places your interests above the concerns of a corporate structure, whether you are buying Minnesota homes, selling Minnesota homes, or both! Our approach gives you control over the process, starting with giving you the ability to negotiate fees!

Full Service Minnesota Real Estate

We provide every service that you would expect from larger corporations, only with a personal touch and emphasis on red-carpet service designed to bring you the results you want. Just like all of the national and multi-national franchise. Below is a list of some of our standard service features:

Full Multiple Listing Service exposure.
Extensive internet exposure across multiple websites, listing syndications, and social media services.
The latest marketing techniques and the best traditional marketing tools.
Ongoing technical and marketing training for all of our agents.
Home warranty and title services.
We handle all paperwork and details of the transaction.
Negotiable fees. Independent Brokers Realty does not set fixed commission rates.
No long-term contracts required. Our contracts are day-by-day, and can be canceled at any time.